Governing Members

Shubham Vineet
Founder, Director & CEO
Microfinance Institution Builder • 20 Years Experience • Strategic Growth Initiator
Leadership Philosophy
“Strong institutions outlast individual products. Sustainable scale is achieved through sound governance, capable people, and disciplined capital protection.
Shubham Vineet is a seasoned financial services professional and institution builder with over two decades of hands-on leadership experience, spanning field operations to board-level governance. His expertise lies in conceptualising, building, and scaling regulated financial institutions that maintain a disciplined balance between growth, portfolio strength, and long-term institutional credibility.
Institution-Building Credentials
Held end-to-end leadership responsibility across Business, Credit, Risk, Audit, and Operations at organisations including Spandana, VFS, Saija, Satin, ACFL, and Satya.
Designed and implemented region-specific operating models, control frameworks, and Business Correspondent (BC) structures across diverse geographies.
Demonstrated crisis-tested leadership during periods of regulatory change and market disruption.

Mrs Lakshmi Rani Jha
DIRECTOR & PROMOTER
Mrs Lakshmi Rani Jha has been an integral part of Divishaa Finance’s journey since its inception, contributing significantly to its vision, values, and strategic direction.
With the necessary approvals in place, she now formally joins the Board as Director & Promoter, further strengthening the Company’s leadership framework and long-term governance structure.