Products
Our Solution: Tailored Financing
Designed to bridge the credit gap for MSMEs through innovation and flexibility
Individual Microenterprise Loan (IML)
Our Individual Microenterprise Loan offering provides structured, small-ticket credit solutions for individual micro-entrepreneurs and informal businesses that remain underserved by conventional lending systems. These loans are designed with flexible terms to support business growth without collateral constraints, encourage participation in the formal financial ecosystem, and align financing with the evolving scale and operational needs of early-stage enterprises.
JLG-to-MSME Transition Financing
This solution supports micro-enterprises in developing credit discipline and financial track records, enabling a smooth transition from group-based lending models to formal MSME financing. By encouraging individual accountability and structured repayment behaviour, the product opens access to higher-value financing opportunities and facilitates graduation into diversified and scalable credit frameworks.
Invoice & Supply Chain Financing
Our Invoice and Supply Chain Financing solution enhances working capital availability by unlocking liquidity tied up in receivables and unpaid invoices. By providing timely financing anchored in buyer relationships and transaction credibility, the offering addresses cash-flow delays, improves liquidity across the supply chain, and ensures uninterrupted execution of business orders.
Surya Samridhi Sankalp for SMEs
Retailizing Solar. Monetizing Climate Action.
“Surya Samridhi Sankalp” is a powerful strategic shift of Divishaa that will redefine rooftop solar—from a complex, capex-heavy industrial project into a standardized financial asset.We aim to bring innovative solutions for treating solar like a Consumer Durable, we shall unlock true retail-scale adoption.Rooftop solar to be made Simple ,Acceptable ,Accessible and a Mass-market products through structured financing.
“Surya Samridhi Sankalp” is a powerful strategic shift of Divishaa that will redefine rooftop solar—from a complex, capex-heavy industrial project into a standardized financial asset.We aim to bring innovative solutions for treating solar like a Consumer Durable, we shall unlock true retail-scale adoption.Rooftop solar to be made Simple ,Acceptable ,Accessible and a Mass-market products through structured financing.